Environment Bank TNFD Report 2025
Walk the walk: why all companies (including us!) should assess their nature risks
At Environment Bank, we’re on a mission to restore nature so our entire business is built around reversing biodiversity loss and creating long-term positive change for ecosystems.
But just because we’re restoring habitats doesn’t make assessing our own impacts, dependencies, risks, and opportunities any less important.
This is why we’ve embraced the Taskforce on Nature-related Financial Disclosures (TNFD) framework – not as a box-ticking exercise, but as a valuable tool that will help us ‘walk the walk’ so we can be nature-positive in our own business practice.
Nature risk assessment matters (even for brands like us!)
It’s easy to think that if your business is built on sustainability, nature, or climate action, you don’t need to consider frameworks like TNFD. But the truth is that every business – no matter how ‘green’ – depends on and has an impact on nature in some way.
With ambitious goals to restore nature, how will we know we’ve achieved our aims if we’re not measuring our own impacts – positive and negative?
Understanding the relationship between risk assessment and positive action is crucial for building the resilience and credibility needed for a business to succeed in the face of climate change and ecosystem collapse.
TNFD gives us a clear structure
The framework provides a path to help us…
Identify data gaps within our business so we can understand what we are monitoring well and where we need better insight.
Assess our dependencies and impacts on nature so we can evaluate exactly how our work relies on and effects natural systems and the risks that might create for us as a business.
Mitigate our risks by allowing us to identify ways to tackle any unexpected vulnerabilities in our model that could affect our ability to restore nature.
Spot new opportunities where we can push beyond business as usual to create an even bigger positive impact, exceeding TNFD compliance requirements and creating partnerships with likeminded businesses.
What we’ve learned so far about our nature risk
Our TNFD assessment has already helped us gain a clearer understanding of how Environment Bank interacts with nature. Here are some of our key takeaways…
Our work depends on nature (of course!)
Our success relies on things like education, scientific research, biomass provisioning, and climate regulation. These are critical to our ability to create and manage Habitat Banks. As much as we exist to restore nature, we also depend on it in lots of ways.
Our negative impacts can be reduced
Alongside our positive impacts, we also explored our own nature footprint. We’ve identified key environmental impacts including carbon emissions, waste generation, and water usage—particularly in activities like converting farmland to nature recovery sites, sourcing native plants and trees, and working in a supply chain that includes the construction and infrastructure sectors.
Our climate risks vary by region
Our scenario analysis revealed that climate change will impact our different sites in different ways. The southeast of England faces increased heat risks, the northeast is more vulnerable to flooding, and the southwest is at higher risk of drought. This means we need to carefully tailor our strategies to build resilience into each of our Habitat Banks that evolve and adapt to ensure these projects succeed for decades to come.
Our monitoring strategies can be innovated
We’ve started tracking our progress with key metrics like the number of Habitat Banks established, hectares restored, and habitat changes. We’re also measuring biodiversity uplift alongside other important natural capital indicators on our Nature Shares sites. We’ve worked with Cumulus to develop a monitoring tool which will give us a better picture of the natural capital and ecological value of our sites.
Our initial report was just the beginning
Like many other businesses committing to TNFD, we’re only really getting started. Looking ahead, we’ll refine our scenario analysis, expand our assessments to include moderate impacts and dependencies, set clear baseline measurements, and integrate climate resilience into our habitat design. We’re also planning to establish a dedicated Nature-Related Risk Team to ensure we stay ahead of emerging challenges and opportunities.
TNFD is an easy way to get started
One of the biggest myths about TNFD is that you need to have everything figured out before you begin. With so many resources available, it can feel overwhelming, but TNFD is about building knowledge over time by identifying gaps, improving processes, and learning as you go. You don’t have to be perfect from day one; what matters is taking that first step.
If you’re thinking about starting your own TNFD journey, our advice is simple: just start. Use the TNFD website’s new training platform and sector-specific resources, check out ENCORE, and read reports from others who have gone through the process.
If you are interested in delving deeper into our nature-related impacts and dependencies, check out our 2025 TNFD report.
Understanding your business risk (and figuring out what to do next!)
We’re delighted to see organisations across a range of business sectors embracing frameworks like TNFD and we’re excited to be creating solutions that help responsible businesses on their nature-positive journeys.
We already know that for all businesses, nature-risk mitigation is just the beginning. To make a meaningful difference for nature, we all must do our fair share to restore what’s been lost already.
Once you understand your risks, you can create an innovative, nature-positive strategy for your business. If you want to learn more about nature risk management strategies for your business, join our upcoming webinar… From risk to opportunity: how nature-related risk is shaping investor decision-making.